In recent times, a significant number of older adults find themselves with life insurance policies that have either become redundant or...

Why would anyone purchase insurance in Qualified retirement plan? This seems counter intuitive as a retirement plan is for investment...

Life insurance death benefits are normally tax free. However, there is a tax trap to be aware of when purchasing employer-owned life...

Who would have ever considered life insurance to be a tax shelter? This is not a negative but instead a very positive result. Where can...

For many years the federal government and various states have provided incentives for individuals to purchase Long Term Care insurance...

When is a good time to review your life insurance policies? Most people after purchasing their life insurance, put it in a drawer and...

The death of a child is a parent’s worst nightmare, especially if young children are involved Young children present an unexpected,...

How sad it is when the wrong beneficiary is able to receive the proceeds of one’s life insurance? This is an all too common problem...

A life settlement occurs when a third party purchases an existing life insurance policy for more than its cash surrender value. This is a...